KHAS Finance Webinars – Dr. İdil Ayberk Aydın
The guest of the Finance Webinars series organized by Kadir Has University International Trade and Finance Department is Dr. İdil Ayberk Aydın on Thursday, March 30 at 3:30 PM (GMT+3).
You may follow Dr. Ayberk Aydın’s speech titled “Non-performing Loans and House Prices at the Province Level: A Comparison of Domestic Banks in Turkey” on Zoom and in Classroom B-310.
Zoom Meeting ID: 815 1029 2190
The event is in English.
Abstract: In this talk, we examine the impact of house prices on the dynamics of non-performing loans (NPLs) of Turkish banks between 2008Q1–2019Q4 by ownership. Using fixed effects, and instrumental variable methodologies, we document that NPLs decline as house prices increase at the province level. Moreover, our results imply that the impact of house prices does vary across bank types and loan categories as state banks’ consumer and commercial NPLs are not affected by the house price fluctuations. Our results highlight the importance of monitoring house prices along with conventional measures in assessing the financial health of the banks.
About the Speaker: İdil Ayberk Aydın earned her PhD degree in Finance at Bilkent University in August 2022. She is broadly interested in the intersection between real estate markets, financial intermediaries and corporate finance. In particular, she studies the impact of house prices on banks’ lending and financial stability. In addition, Dr. Aydın is interested in the housing supply dynamics. During graduate school, she worked as a consultant for the World Bank Ankara office and also as a senior analyst in the Presidency of the Republic of Turkey Human Resources Office. She has served as an instructor at Bilkent University and Yıldırım Beyazıt University for corporate finance and project finance courses.